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  The Power of Loan Against Property Insights for Financial Growth When you need a substantial amount of money for business expansion, education, or personal needs, a Loan Against Property (LAP) is one of the smartest financial products to consider. Unlike unsecured loans, LAP is secured against your owned property, whether residential or commercial, offering you larger loan amounts, lower interest rates, and longer repayment tenures. While many are aware of the basics, several important, lesser-known aspects of LAP make it an even more powerful financial tool. This blog delves into these insights while addressing your key concerns: immediate liquidity, no premature withdrawal penalties, and facilitating buying and selling.   What Exactly is a Loan Against Property? A Loan Against Property is a secured loan in which you pledge your owned property as collateral to raise funds from banks or NBFCs. The distinct advantage is that while your property secures the loan, y...

Secured Unsecured Financing Powerful Tool to Fuel Growth and Retain Control Debt financing enables businesses to raise capital by borrowing money with the promise of repaying the principal plus interest, allowing for growth without sacrificing ownership. Onestop NRI Advisory helps NRIs with expert guidance on investments, unlisted shares, term insurance, taxation & financial planning in India 1. Major benefits include tax-deductible interest, predictable repayment schedules, and retaining full control of the business. 2. While offering flexibility and cost advantages over equity financing, debt financing requires careful management to avoid cash flow strain and restrictive lender conditions. What is Secured Unsecured Debt Financing? Debt financing  is the process of raising capital by borrowing money from external sources, such as banks, financial institutions, or investors, with an agreement to repay the principal amount along with interest over a specified period. Unlike equi...

  The Ultimate Guide to Equity Financing in India Equity financing allows businesses to raise capital by selling ownership shares without debt repayment obligations, offering access to investor expertise and networks. India's equity market provides diverse opportunities from angel investments (₹20 lakh-₹2 crore) to venture capital and IPOs for both resident Indians and overseas investors. Success requires proper preparation, regulatory compliance, and choosing the right investor partners aligned with your business goals. India's dynamic economy presents unprecedented opportunities for equity financing , with over ₹14 billion raised through equity-based funding in 2024 across 800+ deals. Whether you're looking to invest or seeking growth capital for your business, understanding equity financing can unlock your path to financial success. What is Equity Financing? Equity financing is the process of raising capital by selling ownership shares in your company to inves...